Access MyLoans to create repayments, see transaction history, review statements, and much more.
Just what best describes you?
MyLoans features & advantages
- Convenient repayment options including pay now, one-time future repayments, or recurring repayments
- View loan information such as for example deadline, balances, interest, year-to-date interest and taxes
- Simple one-click setup to secure paperless statements
- Access a complete reputation for your loan and escrow statements
- Generate customized choices, and set alerts and notifications
- User-friendly, responsive internet and mobile experience available 24/7 to permit for effortless online mortgage repayments & mortgage servicing
Pay at nearest branch
Require assistance with your declaration?
Your loan that is monthly statement mailed down a few times after your repayment articles for your requirements. If you love to get electronic statements, you are able to register easily in MyLoans.
Wish to know more info on your month-to-month declaration? Have a look at Mortgage Statement Guide, Consumer Loan Statement Guide, or Residence Equity credit line Statement Guide for extra information.
Prepared to get going?
1 creating a payment online or by mail is really a service that is free. You are able to pay by phone, but please be aware an convenience that is additional of $15 may use.
Welcome to the Flagstar Mortgage Servicing & Transfer Center
Award winning servicing tailor-fit for you personally.
At Flagstar Bank, we all know that each consumer is significantly diffent, which is the reason why we have a individualized method of managing your loan. We are additionally a frontrunner within the servicing business-recognized by Fannie Mae being a STAR performer four years in a line. 1 along with a servicing profile that surpasses $100 billion in mortgage loans, we possess the knowledge and expertise so that the transfer that is smooth of loan.
Presenting MyLoans – the solution to make your online mortgage repayments and a whole lot.
MyLoans is a secure, fast, and way that is easy you to definitely spend your Flagstar Bank loans online, at no extra expense to you personally. Enjoy 24/7 use of all of your home loan servicing requirements, including current loan statements, year-end taxation statements, plus the power to produce custom choices and notifications. Please remember that you will not manage to signal up to your loan is completely boarded.
Require extra information?
Thank you for visiting Flagstar Bank, your mortgage that is new servicer.
You’re most likely wondering just what it indicates that Flagstar Bank will quickly end up being your home loan servicer.
Here’s exactly how you are affected by it along with your home loan.
Your previous mortgage company may have previously delivered you a page informing you that Flagstar Bank will be your home loan servicer.
That page shall offer you repayment information so you understand when you should deliver your instalments to Flagstar Bank and exactly what target to make use of.
After your home loan solution is transported, please deliver all home loan repayments right to Flagstar Bank. Usually do not deliver any payments that are further your previous servicer.
To simply help guarantee a transition that is smooth you simply will not be examined a belated charge or adversely reported to any credit reporting agencies for 60 times after your transfer date.
Your transfer date are located in the transfer page you shall get from Flagstar.
We are going to mail your mortgage that is first billing fleetingly thereafter.
Your declaration will offer directions on the best way to create your first repayment.
From then on, regular mortgage that is monthly will likely to be sent to you.
The simplest & most safe solution to handle your home loan is online through MyLoans. You’ll have the ability to join a couple of days after your transfer date, where you could enroll in free automated repayments, and paperless statements.
You’ll also provide usage of a brief history of billing and income tax statements, escrow information, also a FAQ that is comprehensive that can answer all of your questions regarding Flagstar.
You’ve invested a great deal of the time and energy into the house, whether you have got recently finished the acquisition procedure or have actually lived in your house for a long time. We look ahead to being your spouse in managing your home loan.
Subscribe to access your account at flagstar.com/myloans.
Lookup your Flagstar loan that is new quantity
Your brand new loan quantity is:
MyLoans Qualities & Advantages
- Convenient repayment options pay that is including, one-time future repayments, or recurring repayments
- View loan information such as for example deadline, balances, rate of interest, year-to-date interest and fees
- Simple setup that is one-click secure paperless statements
- Access a history that is full of loan and escrow statements
- Create customized choices, and set alerts and notifications
- User-friendly, responsive web and mobile experience available 24/7 to accommodate simple online home loan repayments & mortgage servicing
Mortgage Servicing Transfer FAQs
What you ought to understand now
Your billing that is first statement be mailed within 10 times of your loan being transported. It will be automatically forwarded to Flagstar Bank for 30-60 days after your effective transfer date if you already had submitted a payment to your original servicer, don’t worry.
Need not bother about belated costs or credit that is negative: we will not charge a belated charge nor will we make any negative reporting towards the credit agencies for 60 times after the effective date of easy title loans in west virginia the loan transfer.
Pay at nearest branch
Home loan servicing transfers happen once the servicing of that loan is transferred or sold from a organization to some other. The regards to your loan usually do not however change, Flagstar will now gather your instalments, manage escrow reports, and offer customer care.
The purchase and transfer of mortgages is typical when you look at the home loan industry, and it is by no means a direct expression of you or even the quality of the loan. The modifications impacting you’ll be your loan payment and number target following the transfer date. You are able to look your brand-new loan quantity up here, or think it is regarding the greetings email or Notice of Transfer page you received.
Take note: as a result of time it will take for systems to upgrade from your own past servicer, your loan information should be acknowledged by our systems typically within 5 days following the transfer date. For precise timing, be sure to see your Notice of Transfer page, greetings email, or call (800) 968-7700.
If you actually have an escrow account fully for your taxation and/or insurance coverage repayments, they’ll be utilized in Flagstar and carry on being gathered and compensated. We typically operate our escrow analyses yearly according to your home income tax payment routine. Sometimes, the repayment of taxes or insurance coverage causes an adjustment into the escrow account balance, plus it could be required to perform one or more analysis through the 12 months.
No. This service will be discontinued effective the date of transfer if you currently have automatic payments set up with your previous servicer. Automated repayments are really easy to setup when you join MyLoans and sign up for AutoPay.