Home Trends Insight How TrendsPay works: A step-by-step guide

How TrendsPay works: A step-by-step guide

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TrendsPay is the new way to move your money around the world, as easily as possible, for as little as possible. We’re building a better, cheaper, fairer system for anyone who lives, travels, or does business across borders.

With TrendsPay, you should find that your fees are always fair, and you get the real exchange rate. The same ones big corporations and banks get. But with TrendsPay, you get those rates, too.

To see how to make your first transfer, read on.

1. Check our fees and exchange rates and find out yourself if we’re cheap

Use our calculator by just contacting us to tell us how much money you want to send, and where you want to send it. You’ll get our fees and exchange rate upfront, even without any stress. So you can always check to make sure you’re getting a great deal.

We use the real exchange rate – it’s the rate you’ll find on independent sources like Google, XE, and Yahoo Finance. (Our fees are as low as 0.4%.)

For some currencies, we also have a price comparison tool that can help you make an informed choice.

Like it so far? Send money now.

2. Contact TrendsPay

It’s free and easy to contact us on the money transfer services you want and your recipient doesn’t need to use TrendsPay for you to send money to them. You can contact us as an individual and, if you have a business, you can use your business account to use our money transfer service – on desktop, mobile, or with our apps.

Depending on the country you’re sending to, we might need to have you verified. Verification will take 30 minutes. See when you need to be verified.

3. Tell us where your transfer is going

Tell us who you’re sending the money to, along with their local bank details. You can send money to yourself, someone else, or a business, depending on the country.

Your recipient doesn’t need a TrendsPay account to get their money. Just a bank account.

4. Pay for your transfer

Pay by credit or debit card or make a local bank transfer to TrendsPay’s bank account in your country. You don’t have to link your bank account to TrendsPay (unless you’re sending from Canada or the US).

Depending on the country you’re sending to, you might have other payment options.

5. Leave the rest to us

Our smart technology links local bank accounts in countries all over the world. So often we’re able to use money from a TrendsPay user sending money the other way around. Once we get that sorted, we’ll give you an estimate of when your money will arrive – usually it’s much faster than a bank transfer.

If you provide your recipient’s email address, we’ll also give your recipient a heads up to let them know your money is on the way. It will go right into their bank account.

Ready to start saving? Send money now.

If you have more questions, check out our smart TrendsPay Help Centre.


Inviting friends is key to the TrendsPay revolution. The more people send money on TrendsPay, the better it is for everyone. Earn real money when you refer friends who become TrendsPay users.

Invite your friends.

How can TrendsPay be so cheap?

Banks overcharge you when you send money abroad. But you already knew that.

So now you’re wondering how TrendsPay can be up to 8x cheaper?

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